First Plus Loan.
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If you're a UK homeowner, you can apply for a First
Plus loan right now..
The First Plus loan approach to lending is designed to
let you borrow what you need now and still reduce your
monthly outgoings! You decide how much you want to borrow
and over what period and First
Plus Loan provide a straightforward, easy to manage
option with a single monthly payment.
Firstplus are a successful, dynamic, responsible company,
a wholly owned subsidiary of Woolwich PLC. Firstplus was
founded in Cardiff in April 1997, and has grown rapidly
since then, thanks to the success of its innovative secured
finance products. In fact Firstplus is still growing,
as its popularity spreads.
Firstplus have achieved this success because of their
unique lending philosophy. At FIRSTPLUS they lend to people,
not their property. For the first time, home owners with
little or no equity in their home can obtain finance up
to 25% more than the value of their property, less their
current mortgage balance.
They carefully consider their customers' credit profile
and ability to repay rather than their equity, and then
provide finance that allow them to consolidate existing
credit commitments or raise money for a major purchase.
They replace expensive short-term credit with a single,
more affordable monthly repayment that makes life easier.
The company has already become a household name thanks
to its solid reputation, top quality product and excellent
customer service and, of course, because of its high profile
television advertising, featuring Carol Vorderman. In
line with its social responsibilities FIRSTPLUS has established
a community relations programme called Putting Cardiff
Kids First, to focus all its fundraising efforts on helping
children in the local area. The fund was set up in October
1999 and they strongly encourage all their staff to participate
in fundraising efforts to build up resources, which the
company matches pound for pound.
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